On October 24, 2020 there is a provincial election that is taking place in British Columbia.
The BC NDP is advancing a new plan for the Insurance Corporation of BC: “No Fault” insurance. If re-elected, they plan to implement this unfair ICBC insurance model in Spring 2021. This will harm injured British Columbians and their families.
That’s because it is. Rather than having your case solved with a fair settlement, this new system will give injury victims less than what is fair and limit British Columbians’ rights to a legal representation to receive the care and compensation they need and deserve after an accident.
No Fault means that if you are injured in a car collision by a reckless driver, that driver is entitled to the same schedule of benefits as you.
In a No Fault system, seriously injured individuals will have a lifelong relationship with ICBC. Rather than having their case resolved with a fair settlement that allows the individual to decide what care they need and when, a No Fault system requires the individual (or their family) to go back to ICBC week-after-week, month-after-month, year-after-year, providing evidence in hopes that ICBC will agree to fund their next treatment or wage loss benefit.
No Fault schemes result in less damages being paid to those injured on our roads. Lost wages are capped at low levels and no damages are paid for pain and suffering.
Injury victims in a no fault system are often without the means or knowledge to obtain the medical evidence necessary to prove their claims leaving them largely at the mercy of the bureaucracy.
At Hammerberg Lawyers, we urge you to vote No to No Fault. Educate yourself on this important issue and exercise your democratic rights. Voting options are available by mail and in-person, between now and October 24. This is your opportunity to make your voice heard and reverse this harmful policy.
Thank you for your support as we work to ensure every British Columbian knows what is at stake for them and their families if No Fault is implemented.
Vote No to No Fault.
Recently, Hammerco Lawyers held the airline giant Cathay Pacific accountable in a class action win affecting over 9 million passengers.
Partner, Dale McGregor, helped our client previously for a tragic 2008 motorcycle collision that ended her working life. In 2015 and 2016 she was then involved in two further collisions that left her even more disabled.
On May 1,2021 ICBC is enacting a new no-fault insurance model. This model is referred as an “enhanced care”, individuals involved in car accidents in British Columbia will no longer be able to sue for injuries.
Insurance brokers have a duty to give sound insurance advice. In a commercial insurance context, brokers are required to know the in/out of a clients’ business in order to source and secure the proper insurance coverage.