On May 1, 2021 ICBC is enacting a new no-fault insurance model. Under this new model, being referred to as an “enhanced care” model by ICBC, individuals involved in car accidents in British Columbia will no longer be able to sue for damages if they are injured, even if they are not at fault. The severity of injuries does not have any impact on your ability to sue.
Individuals who are injured in accidents after May 1, 2021 may instead be entitled to various treatment, rehabilitation and wage loss benefits in amounts pre-determined by ICBC. If there is a dispute about who is entitled, or over the amount of benefits, it will be dealt with by an ombudsman, an ICBC fairness officer, or the Civil Resolution Tribunal – not the courts.
Who is Entitled to No-Fault Benefits?
To receive ICBC no-fault insurance benefits, you must be either be:
We understand that you will have questions during this time. Our experienced lawyers are here to answer your questions and navigate these changes.
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Billed as “enhanced care” for British Columbians by the government, BC citizens are finding out too late that ICBC’s no-fault insurance falls short of providing adequate care for those injured in car accidents.