On May 1, 2021 ICBC is enacting a new no-fault insurance model. Under this new model, being referred to as an “enhanced care” model by ICBC, individuals involved in car accidents in British Columbia will no longer be able to sue for damages if they are injured, even if they are not at fault. The severity of injuries does not have any impact on your ability to sue.
Individuals who are injured in accidents after May 1, 2021 may instead be entitled to various treatment, rehabilitation and wage loss benefits in amounts pre-determined by ICBC. If there is a dispute about who is entitled, or over the amount of benefits, it will be dealt with by an ombudsman, an ICBC fairness officer, or the Civil Resolution Tribunal – not the courts.
Who is Entitled to No-Fault Benefits?
To receive ICBC no-fault insurance benefits, you must be either be:
We understand that you will have questions during this time. Our experienced lawyers are here to answer your questions and navigate these changes.
Partner, Dale McGregor, helped our client previously for a tragic 2008 motorcycle collision that ended her working life. In 2015 and 2016 she was then involved in two further collisions that left her even more disabled.
Insurance brokers have a duty to give sound insurance advice. In a commercial insurance context, brokers are required to know the in/out of a clients’ business in order to source and secure the proper insurance coverage.
Many businesses have been forced to close, limit their hours, or reduce their capacity. Despite a vaccine, the economic impact will likely continue, particularly in the face of new strains of the virus.
On January 28, 2021, the Ontario Superior Court addressed “inadequacies in current legal responses to internet defamation and harassment” by creating a new tort of internet harassment and cyber bullying.